Reason 1: Insurance requires a diagnosis in order to reimburse for therapy and therapists are required to share your diagnosis with your insurance company. Insurance companies can also request copies of your medical record.
aMany people do not want this information shared with their insurance company. Many people do not want or need a diagnosis.
Reason 2: You want to go to therapy for personal growth, to improve a relationship, or to prevent a problem before it happens.
Insurance only covers people who have a diagnosable mental health condition such as anxiety, depression, PTSD, etc. Just want to do some self improvement in an area of your life or work on a relationship? Not everyone who wants to improve their life with a therapist needs a diagnosis. But insurance only covers if there is a medical necessity and diagnosis.
Reason 3: It’s often more cost effective to pay cash.
Check you benefits! During the pandemic many insurance companies are temporarily covering therapy 100%. However, most insurance companies are ending these waivers soon or have ended them already. Many policies have a high deductible that must be met before insurance kicks in. Many people never meet their deductible and end up paying a full fee. We have a sliding fee scale that often makes it more affordable to pay cash than to use insurance!
Reason 4: Accessibility.
Many rural areas have a shortage of therapists who can accept insurance due to the high need and extra requirements therapists must meet to be accepted onto commercial insurance panels. Being a cash pay client opens up your options for finding a therapist in your area who fits your personality and needs.
Here at Mount North, we have options for both insurance clients and clients who prefer not to use insurance.
Call us at (833) MOUNTN1 or use our booking link at https://p.bttr.to/3tT42wJ to schedule a short consultation to explore your options!
